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Momnt Medical Financing

About Momnt

Momnt has transformed and simplified patient financing. Transparent, affordable, and easy to use—Momnt helps people get the care they need at the moment they need it. You can shop pre-qualified offers with no impact on your credit score. Momnt has large credit lines up to $55,000, flexible payment plans, and no hidden fees. Qualified borrowers can choose from options such as no payments/no interest plans, low interest, and deferred interest. By choosing Momnt, you’re choosing to invest in your health.

Get Financing Today

Click the button below to begin the simple and secure application.

Why Choose Momnt?

Soft Credit Pulls

When we check your credit, we only do a soft credit pull. That means you can view offers instantly with no impact on your credit score.

Attractive Loans

Choose from a variety of flexible and affordable monthly payment plans. Qualified borrowers can select from options such as no payments/no interest plans, low interest, and deferred interest.

Simple and Fast

Our application process is simple, straightforward, and secure. After completing the application on your device, you can view your pre-qualified offers instantly. 

Large Credit Lines

We offer credit limits of up to $55,000, so you can access the care you want at the moment you need it. 

How It Works

Step 1: Complete your application and view pre-qualified offers

 

Step 2: Get approved and funded instantly

 

Step 3: Transact on the loan for up to 5 months

FAQ’s

Why should I use Momnt?

Momnt offers multiple financing options that can help you afford the care that you need. Instead of paying cash, get interest rates that are typically much lower than a credit card and keep more money in your pocket.

Where can I use my loan?

Your loan is only valid to pay for products and services offered through the provider that you applied with.

How do I pay my healthcare provider?

Your provider will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments.

How long do I have to transact?

Once your loan is approved, you have five months to transact against your loan. This is also referred to as your purchase window.

How do I pay my healthcare provider?

Your provider will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments.

What if I donʼt use the full amount?

No matter what amount you are approved for, you will only be responsible to pay back the amount you spend, plus associated interest and fees.

When are my payments due?

Your first payment will be due no fewer than 30 days from the date the merchant settles your transaction. Subsequent payments are due on that date every month for the duration of your loan term. Monthly statements will be provided as a reminder.

How does this impact my credit score?

When you fill out an application and view available loan offers, Momnt uses a soft pull of credit that will not impact your credit score. Only after you choose an offer will there be a hard inquiry, which may have a small impact on your credit score.

Momnt is a loan program offered through Momnt Technologies, Inc. Loans are made by participating lenders to borrowers for the purchase of goods and services from participating businesses.